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What is an NRI?

Updated: Jun 28, 2023

What is an NRI

A Non-Resident Indian (NRI) refers to an Indian citizen or a person of Indian origin who resides outside India for employment, education, business, or any other purpose with no intention to settle permanently. An NRI settled in the USA is an Indian living in the United States.

In 2019, households headed by an Indian immigrant had a median income of $132,000, compared to $64,000 and $66,000 for all immigrant and U.S.-born households, respectively.
In 2019, Indian immigrants were less likely to be in poverty (5 percent) than immigrants overall (14 percent) or the U.S. born (12 percent).

Here's a profile of an NRI settled in the USA:

  1. Background: The NRI settled in the USA may have migrated from India for various reasons, such as pursuing higher education, employment opportunities, or joining family members already residing in the USA.

  2. Citizenship and Legal Status: Although residing in the USA, the NRI maintains Indian citizenship unless they choose to acquire the citizenship of their host country. They hold an Indian passport and may possess a valid visa or permanent resident status (green card) in the USA.

  3. Cultural Identity: NRIs settled in the USA often retain strong ties to their Indian heritage and culture. They may actively participate in Indian festivals, maintain connections with Indian communities, and promote Indian art, music, and traditions. Many NRIs also speak their native language and may belong to specific cultural or regional organizations.

  4. Education and Professional Background: NRIs settled in the USA may have completed their education in India or abroad. They often hold degrees from reputed Indian or international universities. They may be engaged in various professions such as information technology, engineering, finance, medicine, academia, or entrepreneurship.

  5. Employment: NRIs in the USA are known for their significant contributions to the workforce. They may work in multinational corporations, research institutions, universities, or start their own businesses. Some NRIs may have achieved notable success and recognition in their respective fields.

  6. Family Life: NRIs settled in the USA may have immediate family members residing with them or may have left their families in India. They often maintain close ties with their families and may visit India periodically. In some cases, NRIs may sponsor their family members for immigration to the USA.

  7. Remittances: NRIs frequently send money back to India, either to support their families or invest in Indian assets. These remittances contribute significantly to India's economy and are an essential source of foreign exchange.

  8. Cultural Adaptation: NRIs settled in the USA adapt to the American way of life while preserving their Indian identity. They embrace the multicultural environment, engage in community activities, and contribute to the local society.

  9. Dual Lifestyle: NRIs often experience a dual lifestyle, blending Indian traditions with American customs. They celebrate Indian festivals, follow Indian cuisine, and maintain connections with their homeland, while also integrating into American society and embracing its cultural diversity.

  10. Social and Professional Networks: NRIs actively engage with Indian communities in the USA through cultural associations, social gatherings, and professional networks. These networks provide support, promote cultural exchange, and help build connections for personal and professional growth.

It's important to note that this profile represents a general overview, and individual NRIs settled in the USA may have unique experiences and backgrounds based on their personal circumstances.

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