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Terms of Use

The contents of or or or (collectively known as the “Company”) may not be published, broadcast or otherwise distributed without the prior written permission of

Terms & Conditions
This Web site agreement is between you and our companies. Use of this Web site signifies your agreement to the terms and conditions of use set forth in the Agreement below. If you do not agree to the terms and conditions set forth herein, please d
o not go any further into this site.

Conditions of Use
YOU AGREE TO READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE. Your continued use of this Web Site indicates your continued acceptance of these terms and conditions. We may monitor your use of the Web Site at any time.
We grant you a non-exclusive, non-transferable, limited right to access, use and display our websites and the materials thereon, provided that you comply fully with the terms and conditions of this Agreement. Our "Company" of websites are only for your personal noncommercial use. You agree not to interrupt or attempt to interrupt the operation of any of our websites.   

All material on the our 'Company' websites, including without limitation text, images and software, as defined below (collectively the “Content”) is owned or controlled by our 'Company'. 
You may not download, display, reproduce, create derivative works from, transmit, sell distribute, or in any way exploit the 'Company' websites or any portion thereof for any public or commercial use without the express written permission from 

Rules for Submissions
You alone are responsible for the content and consequences of any of your submissions, be it text, images or illustrations. Our 'Company' of websites is not responsible for the views/opinions expressed by users in its various segments. Our 'Company' does not take responsibility for the views/opinions expressed by other columnists. 
Our community forum is to create a positive NRI community, you agree that you shall not post or transmit to or distribute or otherwise publish through our websites, any materials which (i) restrict or inhibit any other user from using and enjoying our websites, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law, (iv) violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, (v) contain a virus or other harmful component, (vi) contain advertising of any kind, or (vii) constitute or contain false or misleading indications of origin or statements of fact. You further agree not to impersonate any other person or entity, whether actual or fictitious, including anyone from this Web Site.

Editing and Disclosure of Submissions
Our 'Company' reserves the right, but does not have an obligation, to review all materials submitted to the our websites by users, and we are not responsible for any such materials posted by users. However, we reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or government request, or to edit, refuse to publish or to remove any information or materials, in whole or in part, that in our sole discretion is objectionable or in violation of this Agreement.

Rights to Materials Provided by Users
By submitting material, inputting data or engaging in any other form of communication with our website, you grant to our 'Company',  a perpetual, worldwide, irrevocable, unrestricted, non-exclusive, royalty-free license to use, copy, license, sublicense, adapt, distribute, display, publicly perform, reproduce, transmit, modify, edit and use for publicity such Communications and any ideas or original materials contained in such Communications.

No Responsibility for Transmitted Material
You acknowledge that material published/posted on our websites are not confidential and your communications may be read or intercepted by others. Our 'Company' shall not be responsible for the payment of any monies to any party in connection with our 'Company's' use of Communications submitted by you to our websites.

Links to Other Web Sites contains links and pointers and sometimes may frame other World Wide Web Internet sites, resources, and sponsors of the Web Site. Links from our websites to other sites maintained by third parties do not constitute an endorsement by of such third party resources or their contents. Our 'Company' does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through our websites. You acknowledge that any reliance upon any such opinion, advice, statement, memorandum, or information shall be at your sole risk.

We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our web site. These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit

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